Cp 91 – Tax Masters Explains What Irs Notice Cp 91 Means

Having a tax representative to get all the documents, forms, and finances in order, in a way that the IRS will accept, can really increase your odds of a good settlement.

If you dont qualify for An Offer in Compromise there are still some things a tax resolution firm can do to help you. They might be able to set up a partial payment plan (where you only pay what you can afford every month) or get the IRS to declare the debt uncollectable. Bottom line is, you have to do something because your benefits are at serious risk.

How serious is a CP 91?

On a scale of 1 to 10, this is a 10! You will not be receiving any more notices and the IRS will be taking your social security benefits. Important Information about CP 91:

The IRS may start the process of levying your Social Security benefits before your 30 days is up, because they know the system is typically slow. The IRS will not deal with a tax payer in any way before they have filed ALL delinquent tax returns. There are NO EXCEPTIONS!

Disclaimer: The above should not be taken as tax advice, but as some common sense responses to an IRS notice.

By: Lee French

Article Directory: http://www.articledashboard.com

Houston based Tax Masters has served tens of thousands of clients and had incredible success with assisting taxpayers with regaining IRS compliance. You have a decent shot at a good settlement because you are past your earning years. TaxMasters solves your tax problems.

What can I do when I receive CP 91?

What is a CP 91?

Similar to a CP 90, A CP 91 is a final notice before the IRS puts a levy on your social security benefits. Basically, the IRS is letting you know that they will be taking money out of your social security benefits to pay off the taxes you owe. Because this notice is so serious, your best bet is to contact a reputable tax resolution firm, an enrolled agent, CPA, or tax attorney familiar with tax debt cases. If your monthly benefit is more than $750, the IRS can garnish 15% of your monthly benefits for taxes that are at least six months overdue.

Whatever you do, DO NOT ignore the CP 91 tax notice! That will only ensure that your benefits are taken and you will be put in bad standing with the IRS. In other words, before you can stop a levy, you must have filed all old returns. In other words, you need to deal with this IMMEDIATELY (it may already be too late). When settling your taxes, however, you must show hardship (form 433-A) and must be able to come up with the money to apply ($150) and 20% of the amount that you propose to settle the debt for. Plus, you have to show where you got the money to pay for this process and how much you plan to pay and when (An Offer in Compromise- form 656). You need to act quickly if you want to try and stop it.

Which one is best – Poker or Blackjack??

If you don’t understand that (as it appears from your post, that you don’t) you should refrain from giving advice that you would wish to have accepted as ‘qualfied.’ hmm

You DO NOT KNOW What you are talking about, when it comes to BlackJack. smile  I would have expected that you would have at least answered the ‘basic’ play strategy for 16 lol

Perhaps you might consider Learning from an expert as opposed to promoting ‘expert’ advice? hmm

Well Thank you Mr Cannon!  A bit of a Gun are you? hmm

My Best Win from experience; I have played a $10 Table for a straight 34 hours for a Net Return of $42,080 with a starting stake pool of $300.

When I play; I Never Play for less than 10 Hours and from over 5000 games; have only ever Lost my $300 Stake twice!

I have spent a total of 2 years Training players in Advanced Play and throughout that period, had ever Casino GameBreaking Trick used against me, bar being barred.

To Play at the Level that I am referring to; You must have the Ability to memorise EVERY Sequence of cards played on 7 Boxes plus the dealer’s hand continuously; irrespective of what else is going on at the table! To Do That for 34 hours; I would bet your count, that it is Well Beyond You. lol

FYI…. The Game of BlackJack (as a Casino Game) Is The ONLY Game that allows a player to reduce the house % odds, as a direct result of how the player plays the cards throughout the game. sad  For a starter, NO Casino ALLOWS Players to take play charts or alike into a casino!! smile. Clearly you do NOT qualify as an Advanced BlackJack Player either

Casino-Gaming :: Top 10 Lottery Horror Stories (Page 1 of 2)

He has now returned to his job as a machinist.

#7 Southeastern Family

#5 Willie Hurt

In 1993, Janite lee of Missouri won $18 million. She lost money in slot machines, and couldn’t seem to say no to relatives and friends. Only two years later he was broke and charged with murder after spending his fortune on a divorce and crack cocaine.

In 1988, William Post won $16.2 million in the Pennsylvania lottery but now lives on his Social Security. #2 William Post

#4 Ken Proxmire Ken Proxmire won $1 million in the Michigan lottery. She borrowed $197,746.15 from this company, but eventually stopped making payments on the loan. His relationship with his other siblings was also strained and he spent some time in jail. However, today – she has no money “Winning the lottery isn’t always what it’s cracked up to be,” says Evelyn Adams, who won the New Jersey lottery not just once, but twice (1985, 1986), to the tune of $5.4 million. Lee was generous to a variety of causes, including various political organizations, education programs and the community services. Eleven years after winning, the couple got divorced, the house was sold and what was left of their lottery winnings had to be split.

Page 1 of 2 :: First | Last :: Prev | 1 2 | Next

#3 Suzanne Mullins

In 1993, Suzanne Mullins won $4.2 million in the Virginia lottery. In almost no time at almost all of their winnings were spent on a huge house, cars, and various requests from family members. Some winners were simply foolish, some were greedy, some had greedy relatives and friends, and some fell prey to thieves and crooks. Needless to say, her lottery win did not end in happiness.

In 1989, Willie Hurt of Lansing, Mich., won $3.1 million. Evelyn’s big win ended in a big loss.

#1 Evelyn Adams

In the early 1990s, a Southeastern family won $4.2 million. Now she’s deeply in debt to a company that lent her money using the winnings as collateral. Post’s former girlfriend sued him for a share of his winnings and one of his brothers was arrested for hiring a hit man to kill him, hoping to inherit a share of the winnings. Here are the stories of 10 people who won the lottery then lost it all.

In 1985 AND 1986, Evelyn Adams won the lottery – equaling a total winning of $5.4 million. According to published reports, eight years after winning, Lee had filed for bankruptcy with only $700 left.

#6 Janite Lee

Not very many people win the lottery, but of those who win, many lose all their winnings and end up with less money than before they won. He now lives on only $450 a month and food stamps.. Today the money is all gone and Adams lives in a trailer. Within 5 years he filed for bankruptcy after moving to California and starting a car business with his brothers. They bought a huge house and succumbed to repeated family requests for help in paying off debts. Within a year, he was $1 million in debt and eventually declared bankruptcy. She blamed the debt on the lengthy illness of her uninsured son-in-law, who needed $1 million for medical bills

Popular Hobbies for Girls

Using various types of wood, you could create many new objects, such as tables, chairs, toys, shelves, and other furniture. As writing and reading also helps in many other ways, such as relieving your tensions and strengthening you emotionally, it could be a great hobby for teenage girls.


Even though this hobby is more of a “guy thing”, you can surely use it if you are interested in building things from wood. Jewelry Making

Another way to channel your creativity is to make beautiful and attractive jewelry, such as earrings, necklaces, bracelets, etc. But, you will surely have to work slightly hard in this hobby, as holding equipment for wood working could be a difficult thing. When you are at a learning age, such as teenage, developing an interest and using it to strike a balance is very essential. When you discover that you like doing something, you develop an affection towards it. Blogs help teenage girls to get an audience for their short stories, articles, or poetry. Sure, it sounds boring and slow, but if you like to use your creativity in color scheming, this is surely where you could use it. Even though there is no particular age to pursue your interests, starting them at an early age is always advisable.

The mechanism of humans having hobbies is very interesting to know. One way of making good use of this facility is to harbor your interest in writing or poetry by blogging. Therefore, girls are subjected to sports, books, art and drama, languages, pottery, and other interests in schools and colleges. Depending on the level of their interest, these hobbies could be made into their professions as well. When you excel in it, you receive appreciation, because of which you want to continue practicing that special interest. There are many types of handmade jewelry which you could try making, such as hemp jewelry, bead loom jewelry, stone jewelry, etc., and these could be sold as well. Using various color combinations could make this job easy. Hobbies are activities that one enjoys performing irrespective of their professional or personal barriers. Making beautiful woolen scarves, mufflers, sweaters, booties, caps, etc., could be a time-consuming as well as economical hobby for starters.


All teenagers are used to using the Internet very often for various purposes, such as networking, finding information, enrolling to online courses, etc. They are very easy to make and all you need is some unique designs and patterns. There are so many culinary secrets waiting to be revealed, and if you love cooking, this is what you should do. Their talents as writers are appreciated, which is definitely a healthy use of the Internet. There are various types of hobbies which kids can follow. So, find out what’s that one thing that is meant only for you and go ahead with it.

. For a group of young girls, this one’s surely one of the fun hobbies.

Baking and Cooking

As a natural instinct in women, baking and cooking various delicious foods is also one of the most popular hobbies for girls. They are stress-busters that help in keeping a calm mind so that you are physically and emotionally healthy. In the paragraphs below, we have a list of hobbies and interests which you could use, so read on and take your pick.

With such a variety of hobbies for girls, you could choose any of them and start right away. There are many cuisines throughout the world, which I am sure you are waiting to learn more about.


Other than matching your clothes, shoes, makeup, and accessories with each other, there are many other interesting things young teenage girls can indulge in. You can use your creativity in baking by preparing unique cakes and cookies, with lovely toppings and decorations; while in cooking, you could use it in discovering various new flavors and spices, which can affect the taste of any particular dish. One of these is knitting as a hobby. Because of that affection, you put in your whole heart and concentration in doing it perfectly, and eventually might even excel in it. However, if you are ready to create in the true sense of the word, then go for it!

Since childhood and adolescence is the perfect age of learning new things and developing your interests, many parents and teachers inculcate hobbies in children. Like I said earlier, you need to know what you like first and the rest will follow

Is Fantasy Football Just Another Form of Online Gambling?

The legal sports gambling institutions that operate in Delaware and Nevada often argue that there is a skill component to wagering on outcome of sporting events. In 1992, Congress passed the Professional and Amateur Protection Act. Back then, Fantasy Sports was a technical niche that was on no one’s radar; therefore the law made no mention of it.. For instance, many of the top performing DFS players make no secret of the fact they often use regression analysis, machine learning techniques, point-spread analysis and a host of other numerical techniques to get the edge over their competitors.

As mentioned before, according to the the language of the UIGEA, the issue of whether or not fantasy sports games can be considered online gambling or not depends on to what extent the fantasy sport is a game of chance or a game of skill.

Fast forward to the present day. They promote the idea that with just a little bit of research on injury reports, match-up histories, and the like….players can gain an advantage on the gambling house and make away with oodles of cash. Advocates for the Fantasy Sports industry argue vehemently that DFS is mostly a game of skill with a small element of luck involved. And to be fair, there is a lot of evidence to back up their claims. Both companies claim to use specially-designed software that can “identify and interrupt” obsessive and compulsive fantasy team owners/ users. According to these advocates, the outcome of most if not all fantasy sports tournaments can be determined by the “accumulated statistical results” of sporting events. The act banned all wagering on sporting events at the time except in the two states where it was already legal (Delaware and Nevada). Yet, as the amount of money that is being wagered on fantasy sports mounts and the number of losers increases; many users are left feeling like they’re in a typical casino setting.

compared to Traditional sports betting:

Probably the most distressing argument comes from Fantasy Sports’ comparison to traditional Sports betting (which is illegal in all states except Nevada and Delaware). Funny enough, this the exact same dialogue that the Fantasy Sports operations use on their client base.

Moreover, industry leaders Fan Duel and Draft Kings claim that they actively combat gambling addiction and work actively to prevent unhealthy interaction with their product

A World In Love With Jokes by Justine Nofal

Its not fair and its not funny.

So what are all these listed joke books exactly?

Published in Poland in 1931 was I Laugh at You, in Yiddish, by Joseph Tunkel. The locals hope to make Nicodemus the butt of their jokes only to find (as Twain notes in a phrase that was ultimately deleted), that they had fished for a sardine and caught a whale .

At the $15 level the joke books are more adult (OBrien and Fitzgerald Walk into a Bar: The Worlds Best Irish Jokes) and edgy (the Extremely Gross Jokes series). It bubbles over with jokes, puns, tall tales, and genial good humor, the bookseller says.

And heres a joke for you. Our search threw up The Joke by Milan Kundera.

At the top of the price range ($100 and more) there were interesting discoveries, such as an album of 50 saucy not blue postcards from World War II. I have always had a yearning to live in Texas although I know very little about it.

Then there is the fabulously interesting title The Jokes of Sigmund Freud: A Study in Humor and Jewish Identity by Elliot Oring. So I got sidetracked and ordered the book.

The old jokes are often the best. Not a joke book to take to the pub perhaps but you can feel the laughter well up even so.

If you are prepared to stump up $77 500 dollars for a laugh, you can have the complete autograph manuscript of Chapter 23 of A Tramp Abroad by Mark Twain.

Judging from the listings in our Abillionbooks online bookstores, the whole world is in love with jokes, and books of jokes to such an extent, well, almost as much as it loves Paris Hilton. Some jovial publisher obviously figured out also that the entire world loves a good joke or more than a hundred preferably. Most likely there were relationship books, car manuals, sports books, glossy novels, a gift books, unopened textbooks. This was kind of strange in a way.

When last did you check out a friends book shelf at their place? We are prepared to bet that books of jokes did not feature much, if at all. .

Of course there is a dark side to the joke industry the academics who Take It All Very Seriously. Consider the title Rationale of the Dirty Joke: An Analysis of Sexual Humor.

It is interesting too that so many of the books of jokes in this price range are aimed at kids. Books containing Childrens good clean jokes is a recurring theme here.

Using the keyword jokes, it was an eye-opener when Abebooks found 54540 books involving listed in its database. Nicodemus Dodge, a seeming yokel from out of town, is hired at the printer’s shop where the young Sam Clemens is working.

The bookseller supplies a painstaking description of the item (revisions, repairs, smudging, fingerprinting and all) and says: The subject of the chapter is, in large part, reminiscence from Twain’s days as a printer’s apprentice. This kind of title should not really be thrown out by a search for jokes. I reckon Texan jokes should tell me all I need to know.

Perhaps there was a ragged cartoon book at the end of the shelf and one in the bathroom.

But what jokes exactly? We did a random search at Abebooks, that new and usedbook giant that changed the face of the book trade worldwide, and came up with some interesting results.

For $300 you can have David Henry Thoreaus Cape Cod in two volumes, reportedly Thoreau’s sunniest, happiest book. Funny huh?

Then I came across the title I Give you Texas! 500 Jokes of the Lone Star State. It was the most expensive that came up under the search term jokes on Abebooks. Mr Tunkel left Poland in 1939 when the laughter stopped. At the bottom of the price range ($1) we found Spongebob, Rugrats, Dumb and Dumber Garfield and hundreds in the 101 Jokes series: 101 Vacation Jokes, 101 Telephone Jokes, 101 Pet Jokes you get the picture. My grandpa had some of those

The Dubious Immorality Of Online Gambling by Andy Follin

This is really a battle between the established land-based US casino industry and the offshore online market. It is thus much easier for the industry to monitor activity and set session limits – on how long people play, and how much they lose.

And if gambling is so immoral, why is Las Vegas still allowed to flourish?

The British view is that gambling is a legitimate business and while there are potential problems associated with online gaming, it is better all round for it to be regulated by government. . Which leads to a very interesting two horse race. But that convenience lends itself to unparalleled transparency. If it was, the hardcore pornography that floods the internet from the USA would have been targeted years ago.

But the UK and EU will not change their attitudes towards gambling, so the online gambling industry will continue to grow. What isnt is the fact that this ill-conceived and hypocritical piece of legislation will one day be overturned and consigned to the rubbish bin of history where it undoubtedly belongs.

Gambling in itself is not inherently immoral. Although by his own admission, gambling is not prohibited by either the Bible or the Quran, he sees a pastoral function in the new law, in that it will protect the rapidly-eroding values of family life.

But the truth is that this is not about morality. The established US casinos, with the implicit consent of their moralising government, will soon launch their own online sites in a bid to take back control of their industry.

Given that most online casinos are listed on the UK stock exchange, its no wonder the UK is government now pushing for standardised legislation which will essentially give them control over the future of the industry.

Any number of arguments could be proposed and countered. At this level, it is little more than an innocent pastime.

It can, of course, become an addiction which then has serious consequences. In the meantime, the UK and EU based casinos will do all they can to entice those US players into defecting. As all transactions are conducted through credit cards, its relatively easy to see whos betting what and where. When money earmarked for family welfare is wasted on gambling then it does becomes immoral. Many people enjoy a flutter, spending a small proportion of their leisure money on their chosen sport, whether it be poker, football or horse racing. The real reason the legislation was passed was to give control of US gambling back to the established land-based casinos.

One argument would be that its too easy to bet online. But it is no more so than any other activity which diverts money from its intended course.

Others see more of a self-promoting political function in the legislation, believing it was intended to gain support from the religious right for Senate Majority Leader Bill Frist if he decides to run for president in 2008.

The US stance on online gambling is a smokescreen. This is in direct opposition to a Gallup Poll taken earlier this year which found that 60 percent of adults believe gambling is morally acceptable.

Chief sponsor Jim Leach (R-Iowa) has called it one of the most important pieces of family legislation ever considered by lawmakers. Given time, US gamblers will find a way round this dubious legislation, even if it means opening accounts with offshore banks.

The recent back-door legislation which outlawed online gambling in the USA has been championed as a moral cause. Not to mention the illegal piracy market which costs legitimate business millions each year.

Who comes out on top is a matter for debate. The convenience of online gambling is undoubted thats part of its attraction

March Madness Predictions Tips For Picking NCAA Basketball Bracket Winners

There are sports shows dedicated to their pick strategies along with analyzing the strengths and weaknesses of the various teams and players in the tourney.

Are there any strategies that work better than others? Maybe, but in the end it can be any teams tournament to win.

Pick the teams who have been winning because they havemomentumin their favor. Each game a team wins allows them to go on within the bracket. They win less than 15% of the time. A #16 team has never won a first round game in the history of the tournament so that can help you make your choice in at least four games.

Picking the winners in the March Madness is not a science. Pick in terms of those with the best odds of winning according to events of the past.A Great Video That Captures The Spirit of What Is March MadnessInteresting Facts About The March Madness Tournament You Probably Don’t KnowOdds are over 9 Quintillion To 1 of picking every winner correctly.All winners of the March Madness tournament get to keep the actual board from the court where the championship was played.The NCAA takes all the money they make from the NCAA tournament and reinvests it in the schools and conferences that participate. Its a fun way to pick especially when you dont know a lot about basketball but you still want to play in the bracket pool.Pick the teams that are favored (the ones with the lower seed numbers). These rankings are known as to how they are seeded or ranked within their specific region with 1 being the top seed and 16 being the worst. This is another good way to pick teams when you are undecided. Sometimes all the hoopla surrounding the games can interfere with a teams overall focus. Use that fact to help you make your picks. What Is March Madness?A little bit of history about the NCAA basketball tournament.

Every year in March the NCAA hosts a tournament for all of the premiere college basketball teams for both men and women. The underdogs rarely make it to the Elite 8 or final four. Over 85% of the top seeded teams advance in the first and second rounds. The odds are in your favor to pick the favorites. Leave teams that are seeded #13 to #16 off your bracket. These teams are often led to victory by the strength of one player.When selecting between two teams, choose the one that has more experience in the NCAA tourney. You can even flip a coin to predict the winners of the NCAA basketball tournament. The energy from the fans often propels their teams to victory.Sports Books or odds makers are pretty accurate when they make their odds. When there are sixteen teams left in the tournament there are called the Sweet Sixteen. If you have a favorite team or one that you have been a loyal fan to all season could make your picks easier to make.Look at the location where the games are being played. We have a bracket pick contest in our family every year and that is exactly how my 10 year old niece picked her and won the whole thing.Pick according to themascots. People take time off of work to watch the games. It is definitely one of the most exciting periods of the year for sports.

Here Is How The NCAA Basketball Tournament Works:

There are four divisions with 16 teams in each division. The original 64 teams lead into 32 teams, 8 teams remain within each bracket. This is a great strategy to pick teams because when a team has things rolling, they often keep it rolling and maybe right into the final four.Pick by team colors. It is a great way to pass the time in March as we look forward to the coming of Spring. Those teams will have a lot of crazy and loyal fans because they are the hometown favorites. Every team has acolor schemefor their uniforms and school. Wherever you are during March madness time, all conversation seems to revolve around bracket picks and how your bracket is doing. You dont have to be an expert to pick the winner of each game. Keep in mind though, that the favorites dont always win.Pick your personal choices just because you like them. Do you like the Wildcats or maybe the Buckeyes? The Jayhawks, the Hoosiers or the Irish can be amongst your favorites. Choose which one you like best between each team. The winners of those games are called the Elite 8 and then the Final Four play in a semi-finals game leading up to the championship.

The games are electrifying and the enthusiasm seems to grip the nation for just three weeks of exciting action. Use that information to help you make good picks especially when you have an 8 seed playing a 9 seed.Choose teams that have a player that is considered to be a Super Star. Fans spend time making bracket selections at the office, online or with friends. Another popular term is The Big Dance.Number one seeds win over 50% of the games they play in the tournament.March Madness Basketball Tournament ExcitementHow To Pick Winners in the March Madness Tournament

Credit: Pixabay

Additional Tips for Making March Madness Bracket PicksTry to keep upset picks contained to the first couple of rounds. It is fun to play the brackets and to see how many winners you have.. The key is to pick the upsets at the right round. Sometimes this strategy works just as well as any especially when teams are a toss-up. There are always upsets. Each team is ranked according to the expectation of where they will end up within their specific bracket or region. Some teams will have a natural home field advantage because they are located at venues nearby the school. They keep no profits.The term March Madness has been used since 1939. It is a very exciting time for the players, coaches, fan and the media.

Bracketology is a term that was coined to name the process of predicting the winners in each of the brackets. It definitely is a type of madness that takes over.

March Madness Strategies for Picking Winners

10 Ways To Help You Predict The Winners Of Each Bracket

Any team can win although some have a better chance than others. Sixty four teams start out in the tournament and they play until there is one team left. You dont have to have a lot of skill or even know what youre doing to any degree. Choosing the one that has been to theMarch Madness

tournamentbefore will be better at handling all the pressure.Read a guide that that analyzes historical data of how far seeds advance in the tournament

The Best New Scratch Card Sites

The nice thing about this site is that it is completely focused on scratch cards, without the distraction of other casino games. You’ll find them offered at various online casinos and other gambling websites. Unlike Top Scratch, this one offers a wide variety of casino games, including slots and table games. Good luck!

Titan Casino – This is a mammoth site with tons of traditional casino games, and now they have scratch cards as well. First of all, check your national and local laws before attempting to join any of these websites and play these games, because laws regarding online wagering differ by geography. If you are not familiar with online scratch cards, these are the Internet’s version of lottery scratchers (those cards you can buy at gas stations, grocery stores, newsstands, etc.). The best thing about this company is that they offer a big bonus for new members, but it does require an initial deposit. For one, the site only accepts accounts from those in approved countries (USA is not an approved country). See, there is almost always a “catch” when it comes to “free money,” such as an initial deposit or a lengthy sign-up process that requires loads of personal information. With those disclaimers noted, here are the best new scratch card sites:

Top Scratch – Top Scratch is a new kid on the block. Also, exercise caution when doing any sort of wagering because you can lose money. This site is actually owned byiGlobalMedia Entertainem, a company located in Gibraltar, a territory of Great Britain. At the time of this article, Top Scratch was offering 5 British Pounds for new account holders (even without a deposit). Secondly, you must fill out quite a bit of personal information, which I am guessing will be sold to advertisers. Before I share these new scratch card sites, I’d like to issue a few words of caution. There you have it–my picks of the best new scratch card sites. In any case, I think these (the sites listed below) are the best new scratch card sites out there.

There are several new scratch card sites that have emerged online. Finally, be sure to research the reputation of any online gambling website you consider, because the Internet can be a dangerous place and fraudulent sites do exist. The games are architectured to take in more money than they give out, of course. There are a couple of “catches,” however.

All of these new sites offer free scratch cards that can win real money (well, sort of).

Slots N Games – This is another site operated by a company based in Gibraltar (St Minver Ltd). Slots N Games will match an initial deposit up to 125 British Pounds, but they do not offer any bonuses for simply setting up an account.

By the way, if you like traditional scratch cards and you enjoy crafts, you can actually make your own scratch cards. . This web property is actually owned by a company namedImperial E-Club Limited, which is based in Antigua and Barbuda

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Middle Age Sports

By: Harvey f king | May 6th 2013 – Since the London Games 2012, the fascination in sports and taking up a sport has attained new heights and is a very good and enjoyable form of maintaining fitness. It is exciting to know how men of the Middle Ages got fit and whatever form of sports activities they enjoyed.

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